Payment Policy

At North Loop Terrace, we aim to provide a safe, simple, and convenient checkout experience. We accept several major payment cards to make purchasing your favorite beauty organizers and storage products easy.

Please review our Payment Policy below for information about accepted payment methods, payment processing, order confirmation, and refunds.

1. Accepted Payment Methods

We currently accept the following payment methods through our available checkout options:

• Visa

• Mastercard

• Maestro

• American Express (Amex)

• JCB

• Visa Electron

• Discover

• Diners Club

Available payment methods may depend on your card issuer, location, and payment provider.

2. Payment Processing

Payment is collected through the payment options available at checkout. When placing an order, customers must provide accurate payment and billing information.

Your payment may be subject to verification or authorization by your bank or card issuer. Orders will be processed once the necessary payment authorization has been completed.

North Loop Terrace does not guarantee that every transaction will be approved, as payment authorization decisions may be made by your financial institution or payment provider.

3. Prices and Currency

All product prices are displayed on our website at the time of purchase. The applicable order total will be shown at checkout before you complete your purchase.

Any applicable taxes or additional charges will be displayed at checkout where required.

If your payment card uses a different currency from the currency charged by our store, your bank or card issuer may apply currency conversion rates or additional fees. These fees are determined by your financial institution and are not controlled by North Loop Terrace.

4. Payment Security

We take reasonable steps to help protect customer information during the checkout process.

Payment transactions are handled through the payment processing services available on our website. Payment providers may use security measures and verification procedures to help protect transactions.

Customers should never share their full payment card details, PIN, or security code through email or other unsecured communication channels.

5. Order Confirmation

After completing your purchase, you may receive an order confirmation email containing your order details.

If you do not receive an order confirmation, please check your spam or junk folder. You may also contact us at info@northloopterrace.shop for assistance.

An order confirmation indicates that we have received your order. Further processing may depend on successful payment authorization and product availability.

6. Failed or Declined Payments

If your payment is declined or cannot be completed, please:

• Verify that your billing information is correct.

• Confirm that your card has sufficient available funds or credit.

• Check with your bank or card issuer to ensure the transaction is permitted.

• Try another accepted payment method if available.

North Loop Terrace cannot override a payment decision made by your bank or card issuer.

If you believe you have been charged despite a failed order, please contact us with the relevant order details so we can review the situation.

7. Refunds and Payment Reversals

Approved refunds will generally be issued to the original payment method used for the purchase, where possible.

Our stated refund processing period is up to 10 days after we receive and inspect the returned product, once the refund has been approved. Your bank, card issuer, or payment provider may require additional time before the refunded amount appears in your account.

For more information about return eligibility and refund procedures, please review our Return and Refund Policy.

8. Cancellations and Duplicate Charges

If you need to cancel an order, contact us as soon as possible at info@northloopterrace.shop. Cancellations cannot be guaranteed once an order has progressed through processing or shipment.

If you believe you have been charged more than once for the same order, please contact us with your order number and relevant transaction details. We will review the issue and assist you as appropriate.

9. Contact Information

If you have questions about payments, checkout issues, or refunds, please contact us using the information below.

Business Name: North Loop Terrace

Email: info@northloopterrace.shop

Phone: +1 817-310-0393

Business Address: 201 N Clark St, Chicago, IL 60601, United States

Thank you for shopping with North Loop Terrace. We appreciate your trust and look forward to providing you with a convenient shopping experience.